Smart Charts - The Topics Smart Charts highlight the principal features of credit card charges and fees, gift cards, interest — usury, retail installment sales and home solicitation sales. Results include official citations and links to the full text of underlying laws, regulations and explanations. Select the topics and jurisdictions of interest and Smart Charts will retrieve the information in a chart or matrix format. Recent changes will be highlighted in yellow. The Smart Charts also provide quick access to laws governing predatory lending, payday lending, title loans and refund anticipation loans. The Legislative Developments Smart Charts track consumer credit laws enacted within a given year for all states.
Gain a fuller understanding through comprehensive coverage - The Guide stitches together the patchwork of state and federal consumer credit laws and regulations. It sets out the requirements that sellers, lenders and the financial community and their advisers must meet to protect their interests. Official commentary and expert-written explanations throughout supply knowledgeable advice when you need it. The Guide also includes full-text law and regulations, charts, court decisions, Attorney General opinions and helpful state-by-state explanations.
Keep abreast of the ever-changing field of consumer credit - Eight print volumes or an Internet subscription provide all the information you need for successful consumer credit operations. The "New Developments" section furnishes the latest relevant case law, rulings and information. Electronic versions provide "New Developments" reported all the way back to 1969.
With your subscription to the Consumer Credit Guide, you will receive biweekly updates to keep you current with new laws and regulations and amendments to existing statutes and rules. Changes are also reflected in the explanations, so you can access the latest information either through the official laws and regulations or through explanations. Cross-references allow you to easily go back and forth from official source materials to explanations. In addition to the updates, you will receive a Report Letter to bring you up-to-speed on the latest developments.
Research quickly with our easy-to-use research tools:
- The Case Table and Current Case Table, Topical Index, Cumulative Index, Topical Index to New Developments and Rapid Finder Index point you in the direction to locate the information you need.
- All State Charts help you to easily compare laws from state to state.
- Finding Lists pinpoint the location of the state law sections and session laws cited in the Charts that do not appear elsewhere in the Guide.