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House OKs Bill Requiring Cyber Reports From Bank Regulators
Legislation that would require federal banking regulators to report to lawmakers on their cybersecurity efforts cleared the House late yesterday by voice vote.
CFPB denies request to postpone CID pending decision on constitutionality of Bureau’s structure
A debt service provider’s petition to set aside a civil investigative demand pending a decision on whether the Bureau is unconstitutionally structured is denied, because the petitioner failed...
CFPB issues no-action letter for Bank of America housing counseling arrangements
Bank of America submitted its no-action letter application regarding its funding arrangements with housing counseling agencies using the template approved by the Bureau in response to HUD’s...
$3.3M punitive award for FCRA violation is unconstitutionally excessive
A $3.3 million punitive damages award was unconstitutionally excessive where a consumer reporting agency erroneously attributed criminal convictions to an individual, causing him to lose two job...
Class of all persons who received debt collection letter fails on commonality
A class defined as all persons who received a particular debt collection letter should not be certified because the plaintiff failed to show that the letter contained a false threat of legal action...