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NCUA expansion of boundaries for community credit unions reinstated
The NCUA’s rule expanding the areas that community credit unions can include has been largely reinstated. While one rule aspect that could result in redlining was rejected, the agency has a...
NCUA expansion of boundaries for community credit unions reinstated
The NCUA’s rule expanding the areas that community credit unions can include has been largely reinstated. While one rule aspect that could result in redlining was rejected, the agency has a...
HUD proposes updating disparate impact rule
HUD has proposed revising its "disparate impact rule" to reflect a 2015 Supreme Court ruling that instituted new standards for establishing such claims.
EFTA does not prohibit banks from charging stop-payment fees
The EFTA grants consumers the right to stop recurring electronic fund transfers but does not prohibit banks from charging fees to stop payments, even if the fee charged exceeds the cost of processing...
No TILA right of rescission where consumer obtained loan to reacquire property
The loan was a residential mortgage transaction under TILA because the consumer had no existing ownership in the property; he obtained the loan to reacquire the property from his ex-wife by paying...