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House committee passes housing rights, flood insurance bills
The House Financial Services Committee passed legislation intended to reform the National Flood Insurance Program, protect housing rights, and strengthen the financial system.
Rescheduling a foreclosure sale is not a RESPA violation
Regulation X of RESPA forbids a loan servicer from moving for a foreclosure order of sale after a borrower has submitted a complete loss-mitigation application, but does not prohibit rescheduling a...
Senate bill would crack down on anonymous shell companies and modernize anti-money laundering laws
Senate Banking Committee members Mark Warner (D-Va), Tom Cotton (R-Ark), Doug Jones (D-Ala), and Mike Rounds (R-SD) have introduced bipartisan legislation that would improve corporate transparency...
Lawmakers ask CFPB to reconsider amending debt collection practices reg
A group of Democratic Senators have submitted a letter to the CFPB that is critical of the Bureau’s proposal to amend the Fair Debt Collection Practices Act.
CFPB delays compliance date for underwriting provisions of Payday Loan rule
The Bureau has issued a final rule delaying the Aug. 19, 2019, compliance date for the mandatory underwriting provisions of its Payday Lending Rule—the new compliance date will be Nov. 19, 2020.