By Pension and Benefits Editorial Staff
In 2018, 30.4 million people of all ages (9.4 percent) were uninsured in 2018, according to research from the Centers for Disease Control. Using data from the 2018 National Health Interview Survey, the CDC noted that this is up from 2017 when the overall uninsured rate was 9.1 percent (approximately 29.3 million individuals). In 2018, the uninsured rate for non-elderly adults (those aged 18 to 64) was 13.3 percent, while 19.4 percent had public coverage, and 68.9 percent had private coverage.
Among adults aged 18 to 64, 136.6 million were covered by private health insurance plans in 2018. This includes 4.2 percent (8.4 million) covered by private health insurance plans obtained through the health insurance marketplace or state-based exchanges. Among children younger than 17, 5.2 percent were uninsured, 41.8 percent had public coverage, and 54.7 percent had private health insurance coverage.
HDHP coverage. The percentage of individuals under age 65 with private health insurance enrolled in a high-deductible health plan (HDHP) increased from 43.7 percent in 2017 to 45.8 percent in 2018, including 20.4 percent who were enrolled in a consumer-driven health plan (CDHP, defined as an HDHP with a health savings account (HSA)) and 25.4 percent who were enrolled in an HDHP without an HSA.
Among those with private health insurance, enrollment in HDHPs has generally increased since 2010. The percentage of persons enrolled in an HDHP increased from 25.3 percent in 2010 to 45.8 percent in 2018. The percentage of individuals enrolled in a CDHP almost tripled during the same time period, from 7.7 percent in 2010 to 20.4 percent in 2018.
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