Michael L. Hadley is a partner in the in the Washington, D.C. law firm of Davis & Harman LLP. He practices in the area of employee benefits, advising clients on the full range of tax, ERISA, and other laws affecting benefit plans. He has a particular focus on helping financial institutions that sell products to defined contribution and defined benefit plans, IRAs, and similar plans navigate the special rules that govern those plans. His practice includes representing clients on retirement and savings policy before Congress, the Department of Labor, and the Department of the Treasury. His clients include life insurance companies, investment managers, trust companies, retirement service providers, plan sponsors, and trade associations. He is a frequent speaker and author on public policy developments related to retirement savings, and is a contributing author to the Annuities Answer Book. Prior to joining Davis & Harman, he was Associate Counsel for Pension Regulation at the Investment Company Institute, the national association of mutual funds. He was a law clerk for the Honorable Gerald Tjoflat, U.S. Court of Appeals for the Eleventh Circuit. He received his J.D. from the University of Virginia, where he was Notes Editor of the Virginia Law Review and elected to the Order of the Coif. He received his B.A., cum laude, from the College of William and Mary.